{"id":1404,"date":"2017-12-03T13:55:29","date_gmt":"2017-12-03T11:55:29","guid":{"rendered":"http:\/\/www.consult-psihologie.ro\/?p=1404"},"modified":"2017-12-03T13:55:29","modified_gmt":"2017-12-03T11:55:29","slug":"cheltuielile-de-vacanta-5-moduri-de-reduce-stresul-financiar","status":"publish","type":"post","link":"https:\/\/consult-psihologie.olivian.ro\/index.php\/2017\/12\/03\/cheltuielile-de-vacanta-5-moduri-de-reduce-stresul-financiar\/","title":{"rendered":"Cheltuielile de vacanta: 5 moduri de a reduce stresul financiar."},"content":{"rendered":"

Oamenii sunt creaturi care au obiceuri mai bune sau…mai proaste. Obiceiurile noastre tind s\u0103 se potriveasc\u0103 frumos \u00een zonele noastre de confort. Dar, uneori, obiceiurile noastre conduc de fapt la mai mult stres \u0219i anxietate financiar\u0103 dec\u00e2t confort. Odat\u0103 cu s\u0103rb\u0103torile care se apropie, exist\u0103 pa\u0219i pe care \u00eei pute\u021bi parcurge pentru a schimba anumite modele \u0219i pentru a construi obiceiuri noi, pozitive, care v\u0103 vor ajuta s\u0103 mergeti pe calea unui succes financiar, nu spre un stress financiar.<\/p>\n

Va intrebati cum se intampla si mai ales de ce se intampla sa intram intr-o gaura a cheluielilor excesive in preajma sarbatorilor de iarna.<\/p>\n

Iata cateva exemple:<\/p>\n

1.Elena, o tanara mama a doi copii,\u00a0 divorta a cheltuit cu buna stiinta peste limitele sale, incercand sa acopere \u00eentreruperea emo\u021bional\u0103 a vie\u021bii copiilor ei desi stie c\u0103\u00a0 la mijlocul lunii ianuarie, va avea mari probleme cu plata facturilor utilitatilor.<\/p>\n

2. Andrei si Ioana sunt un cuplu trecut de 45 de ani care au multi nepoti, rude apropiate si prieteni buni si pecare nu doresc sa ii lase „nemultumiti” de Craciun. Astfel, ei „reusesc sa isi depaseasca cu mult bugetul cumparand daruri scumpe pentru fiecare. In ianuarie, viata lor de cuplu va cunoaste o perioada foarte trista presarata cu certuri provenite din stresul financiar.<\/p>\n

3. Victor si Claudia au destui bani si isi permit orice in preajma sarbatorilor de iarna insa si ei se cunfrunta cu un stres: faptul ca , tocmai ca au acesti bani, ei iii cheltuie pe lucruri care mai tarziu se vor dovedi a fi nefolositoare, stricate, demodate sau devalorizate.<\/p>\n

Partea bun\u0103 a obiceiurilor este c\u0103, de\u0219i sunt \u00eencorporate \u00een comportamentul nostru, ele pot fi resetate cu inten\u021bie, considera\u021bie \u0219i pa\u0219i de ac\u021biune specifici. C\u00e2nd ne acord\u0103m timpul pentru a evalua dac\u0103 obiceiurile noastre se \u00eendreapt\u0103 \u00eentr-adev\u0103r \u00eentr-o direc\u021bie pozitiv\u0103, am putea vedea modele pe care am dori s\u0103 le modific\u0103m sau s\u0103 le \u00eembun\u0103t\u0103\u021bim. Dac\u0103\u00a0 pove\u0219tile de mai sus vi se par aeemanatoare sau\u00a0 similare cu ale voastre lua\u021bi \u00een considerare urmarea\u00a0 acestor pa\u0219i:<\/p>\n

    \n
  1. Discuta\u021bi despre ceea ce \u00eenseamn\u0103 s\u0103rb\u0103torile pentru dvs. \u0219i familia dvs. Discuta\u021bi despre valorile dvs. \u0219i lua\u021bi \u00een considerare alternativele la cheltuielile ne\u00eengr\u0103dite. Face\u021bi conversa\u021bia despre „de ce” s\u0103rb\u0103torim \u0219i ce \u00eenseamn\u0103 pentru noi – apoi lua\u021bi \u00een considerare „cum sarbatorim”.<\/li>\n
  2. C\u00e2nd ave\u021bi de-a face cu familii extinse, este important \u0219i necesar s\u0103 stabili\u021bi limite rezonabile, u\u0219or de manevrat \u0219i realiste. Portofelul dvs. ar putea s\u0103 nu fie la fel de plin ca al celorlalti din familia dvs. Nu va invinovatiti si nu va fie rusine. Ganditi-va bine la bugetul stabilit pentru facturi, hrana sau situatii de urgenta si nu umblati la el!<\/li>\n
  3. \u00cen loc s\u0103 face\u021bi din s\u0103rb\u0103torile de iarna un moment in care se golesc toate conturile sau se fac imprumuturi bancare, ganditi-va la o modalitate de a petrece Craciunul fara a face face activit\u0103\u021bi semnificative care nu se \u00eenv\u00e2rt \u00een jurul cheltuielilor de bani inutile. Sunt familii care se ofer\u0103 voluntare la b\u0103nci de alimente sau lucreaz\u0103 la proiecte pentru ai ajuta pe al\u021bii – aceste activit\u0103\u021bi pot oferi o semnifica\u021bie \u0219i o valoare profund\u0103 vie\u021bii tale, poate mai mult dec\u00e2t un „lucru”. Pove\u0219tile pe care ace\u0219ti voluntari le spun dup\u0103 s\u0103rb\u0103tori sunt nepre\u021buite, iar lec\u021biile pe care le ofer\u0103 copiilor lor au avantaje profunde cu privire la sensul de a ajuta lumea s\u0103 devin\u0103 un loc mai bun.<\/li>\n<\/ol>\n

    4. Crea\u021bi bugetul de vacan\u021b\u0103 \u00een ianuarie. Profita\u021bi de v\u00e2nz\u0103rile post-vacante pentru articolele care \u0219ti\u021bi c\u0103 ve\u021bi avea nevoie\u00a0 anul viitor. La crearea unui buget de vacan\u021b\u0103 \u00een ianuarie, pute\u021bi \u00eemp\u0103r\u021bi suma la dou\u0103sprezece luni \u0219i \u00eencepe\u021bi s\u0103 puneti deoparte lunar, evit\u00e2nd astfel depresia \u0219i anxietatea din ianuarie cand nu veti mai avea bani pentru plata facturilor.<\/p>\n

    5.\u00a0Concentra\u021bi-v\u0103 pe s\u0103rb\u0103torirea a ceea ce este cel mai important pentru dvs. \u0219i familia dvs. Oricare ar fi semnifica\u021bia din spatele vacan\u021bei dvs., pune\u021bi accentul pe ceea ce v\u0103 intereseaz\u0103, nu pe aspectul financiar si al a\u0219tept\u0103rilor altora sau pe presiunea aplicat\u0103 de anun\u021buri \u0219i promo\u021bii.<\/p>\n

    Te confrunti cu probleme similiare?<\/p>\n

    Fa o programare!<\/p>\n

     <\/p>\n","protected":false},"excerpt":{"rendered":"

    Oamenii sunt creaturi care au obiceuri mai bune sau…mai proaste. Obiceiurile noastre tind s\u0103 se potriveasc\u0103 frumos \u00een zonele noastre de confort. Dar, uneori, obiceiurile noastre conduc de fapt la mai mult stres \u0219i anxietate financiar\u0103 dec\u00e2t confort. Odat\u0103 cu s\u0103rb\u0103torile care se apropie, exist\u0103 pa\u0219i pe care \u00eei pute\u021bi parcurge pentru a schimba anumite … Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":1409,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[33,39,36,2],"tags":[],"class_list":["post-1404","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-anxietate","category-dependenta","category-depresie","category-uncategorized","generate-columns","tablet-grid-50","mobile-grid-100","grid-parent","grid-33"],"yoast_head":"\nCheltuielile de vacanta: 5 moduri de a reduce stresul financiar. - Cabinet Psiho Spiritual<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"ro_RO\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cheltuielile de vacanta: 5 moduri de a reduce stresul financiar. - Cabinet Psiho Spiritual\" \/>\n<meta property=\"og:description\" content=\"Oamenii sunt creaturi care au obiceuri mai bune sau…mai proaste. 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Obiceiurile noastre tind s\u0103 se potriveasc\u0103 frumos \u00een zonele noastre de confort. Dar, uneori, obiceiurile noastre conduc de fapt la mai mult stres \u0219i anxietate financiar\u0103 dec\u00e2t confort. Odat\u0103 cu s\u0103rb\u0103torile care se apropie, exist\u0103 pa\u0219i pe care \u00eei pute\u021bi parcurge pentru a schimba anumite ... 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